Edition 2026-10

Lake Home Due-Diligence Kit

$19

$19 · PDF, 30–45 pages, plus a worksheet PDF · Includes one Lake Dossier (this edition: 37 pages + 9 worksheet pages)

Everything on this site, organized for the weeks between your offer and closing: what to ask, what to request, and when. It is written for buyers of homes on Pennsylvania lakes, with the state laws and public records that matter, each with the date we checked it.

What's inside

1. How to use it: a timeline from offer to closing
2. The 10 questions, with why each one matters
3. Lake rights documents
4. Reading a resale certificate: the 17 items mapped to lake and dam costs
5. Reading budgets and reserve studies
6. Dams: federal records, Pennsylvania categories, what to request
7. Algae sampling
8. Septic
9. Wells
10. Flood insurance
11. Short-term rental rules: two layers
12. Utility and federal lakes
13. Seller disclosure
14. Home inspection
15. Worksheets: Lake Home Comparison (3 homes × 30 rows), Document Request Checklist, Association Question Script, Seller/Agent Question Script, Closing Timeline
16. Sources and checked dates

Includes one Lake Dossier

Choose a lake at checkout, or later from your library within 12 months.

What it is not

It is not legal advice, a contract form or an addendum, and it doesn't evaluate any home or community. Use it with your attorney, agent, inspectors and insurer.

See three sample pages